ADMINIn 2025, the insurance industry in the United States continues to be one of the most stable, lucrative, and in-demand employment sectors. With over 2.9 million people employed across health, auto, life, and property insurance, the U.S. job market for both domestic and foreign workers is rapidly evolving — especially in cities like Hartford, Connecticut, long considered the “Insurance Capital of the World.”
Whether you’re a resident of the United States, a recent immigrant, or an international professional from the UK or Canada seeking employment opportunities with visa support, this guide explores how you can tap into high-paying insurance roles, what companies are hiring, and how to get started today.
Why Insurance? Why Now?
Insurance isn’t just about selling policies. In today’s digital economy, the sector includes data analysts, underwriters, fraud investigators, claims processors, customer service specialists, and actuarial professionals.
Unlike volatile industries tied to technology startups or seasonal markets, insurance offers:
- Long-term job security
- Competitive salary bands
- Remote and hybrid work models
- High employer demand for English-speaking professionals
- Support for work authorization and employment-based visas
These attributes make it especially attractive to international applicants from Tier 1 countries like Canada and the UK.
Spotlight: Hartford, Connecticut — America’s Insurance Hub
When thinking about the best cities to work in insurance, Hartford deserves special attention. Home to global players like The Hartford, Aetna, and Travelers, this East Coast city has more insurance jobs per capita than any other U.S. city.
Key reasons Hartford stands out:
- Close proximity to financial hubs like Boston and New York
- Consistent demand for insurance underwriters, claims adjusters, and compliance officers
- Several employers offer H-1B visa sponsorship for specialized roles
- Lower cost of living compared to other major cities
If you’re targeting a location where your resume will be valued, and where companies are known to work with international applicants, Hartford should be at the top of your list.
Highest Paying Insurance Jobs in the U.S. (2025 Averages)
1. Insurance Underwriter
- Average Salary: $78,100/year
- Top Employers: Travelers, Chubb, The Hartford
- Remote Options: Yes (especially post-pandemic)
Underwriters are responsible for evaluating risk and approving or denying applications for insurance. With strong analytical skills and financial understanding, this is a high-demand role.
2. Health Insurance Sales Agent
- Average Salary: $70,000 base + commission
- Certifications Needed: State license (can be obtained post-hire)
- Visa-Sponsoring Employers: Humana, UnitedHealth Group
Sales agents who understand the U.S. healthcare system and can work with diverse populations are increasingly being hired with support for OPT, CPT, and occasionally H-1B.
3. Claims Adjuster (Property & Casualty)
- Average Salary: $65,500/year
- Visa Pathway: TN Visa for Canadians
Adjusters investigate insurance claims, negotiate settlements, and manage loss estimates. Demand for field and remote adjusters has surged due to extreme weather events and property losses.
4. Actuary (Credentialed)
- Average Salary: $112,000/year
- Visa Sponsorship: Common for high-skill applicants (STEM)
- Top Employers: MetLife, New York Life
Actuaries analyze financial risks using mathematics, statistics, and financial theory. One of the most lucrative roles, with strong support for work visas and even green card sponsorship.
5. Insurance Compliance Analyst
- Average Salary: $85,000/year
- Industry: Health and Life Insurance
These professionals ensure regulatory compliance, a crucial area as federal and state laws shift. Remote roles are common in this field.
Do U.S. Insurance Companies Hire International Workers? Yes — but they tend to focus on two main categories:
1. Remote Customer Support & Sales
These roles are increasingly outsourced or contracted remotely. Fluency in English, strong communication skills, and insurance knowledge can get you hired from abroad, especially if you’re based in the UK or Canada.
2. Specialized Positions with Visa Sponsorship
Companies like Liberty Mutual, Prudential, and Travelers regularly sponsor H-1B workers or TN visa holders for specialized roles such as actuaries, financial analysts, or IT-integrated insurance positions.
Can UK or Canadian Citizens Apply for Insurance Jobs in the U.S.?
Yes — in fact, Canadian citizens are eligible for TN Visas under NAFTA/USMCA agreements, which include roles like:
- Claims Adjusters
- Actuaries
- Management Consultants
- Accountants
For UK applicants, while direct visa sponsorship is more competitive, companies often look for highly skilled professionals in niche areas such as actuarial science, insurance law, and data-driven underwriting.
Additionally, some firms may offer remote-first contracts which can later transition into in-country employment.
Educational and Licensing Requirements
While not all insurance jobs require a college degree, many higher-paying roles do. In addition:
- Licensing is mandatory for most sales-based and client-facing roles. Licenses can often be acquired online within weeks.
- Certifications like CPCU (Chartered Property Casualty Underwriter), LOMA, and CLU (Chartered Life Underwriter) increase your chances of being hired or sponsored.
Pro Tip: If you’re applying from overseas, consider completing an online insurance certification through a U.S.-based provider. It boosts credibility and shows serious intent.
Where to Apply
Top platforms hiring foreign or remote professionals in the U.S. insurance sector include:
- Indeed.com (USA-specific listings)
- InsuranceJobs.com
- Remote.co
- CeekQuest.com (for pre-screened visa-supportive jobs)
- LinkedIn Jobs (Filter by “Visa Sponsorship”)
Additionally, you can apply directly through employer careers pages. Many large insurance firms have dedicated international recruitment teams.
Tips to Stand Out as a Foreign Applicant
- Tailor Your Resume to U.S. Standards:
Use concise, results-driven bullet points and avoid long paragraphs. - Highlight Insurance Certifications:
Even short-term online courses from U.S. platforms like Coursera or the Institutes (www.theinstitutes.org) matter. - Mention Remote Readiness:
If applying from abroad, highlight your internet speed, remote setup, and time zone compatibility. - Use the Right Keywords in Your Application:
Terms like “insurance underwriting,” “claims processing,” “life insurance sales,” and “remote compliance analyst” trigger filters and raise ad value for your content.
Final Thoughts
If you’re from the UK, Canada, or elsewhere and you’re looking to break into the U.S. job market in 2025, the insurance sector offers one of the most lucrative and attainable paths. With a solid demand for roles in underwriting, claims adjustment, customer support, and actuarial services, there are genuine opportunities to build a career — either remotely or through visa pathways — in cities like Hartford, Connecticut.
The key lies in understanding what employers want, acquiring the necessary certifications, and positioning yourself strategically in your applications.
ADMIN